Robert D. Murphy Associates

A Balanced Perspective In A World of Changing Values


Our staff has more than 100 years of appraisal experience. 




With over 30 years of valuation experience, Bob has completed narrative appraisals of commercial, industrial, mixed-use, and multi-family real estate, as well as subdivision analyses and feasibility studies.  Clients include banks, attorneys, developers, trust managers, municipalities, and such organizations as the MBTA, the U.S. Post Office, Massachusetts Land Bank, and Housing Options for Massachusetts Elders (HOME).

For municipalities and state agencies, he has valued takings, as well as permanent and temporary easements, to assist in the ascertainment of reasonable compensation.  His appraisals have also assisted municipalities in the acquisition of open space and in making investment decisions.

Bob has been qualified as an expert witness for the Essex County Probate Court, Essex County Superior Court, and Land Court.  Other assistance to law offices includes valuations for estate planning and partial interest valuation.

Bob has a Senior Residential Appraiser (SRA) designation from the Appraisal Institute, Chicago IL, the world’s leading organization of professional real estate appraisers.  In 2002, he was awarded the Member of the Appraisal Institute (MAI) designation for commercial valuation from that same organization.  He is current in all continuing education requirements.

Locally, Bob has served on the Board for the Massachusetts Chapter of the Appraisal Institute and acted as Residential Candidates Guidance Chair and Regional Representative. He is current in all the education requirements of the Appraisal Institute.

Bob graduated with a B.A. in Liberal Arts from Amherst College.  He is a Certified General Real Estate Appraiser in Massachusetts (#238) and eligible to appraise all property types in the Commonwealth.  He is also an approved appraiser with MassHousing.  Bob has served on the Boards of the Beverly Rotary Club, the Beverly Council on Aging, the Greater Beverly Red Cross, and StageSource in Boston.


Certified Residential Appraiser


Steven Ozahowski is one of the principals of Robert D. Murphy Associates, Inc., a full service real estate appraisal and consulting company, formed in 1989 and located in Beverly, Massachusetts.  He is active as an Appraiser and Review Appraiser, and supervises a staff of two residential appraisers active throughout eastern Massachusetts.  For over two decades, Mr. Ozahowski has appraised many of the most expensive single family residences in the Boston metropolitan area, specializing in oceanfront and estate properties on the North Shore of Boston, valued from $1,000,000 to $18,000,000+.  He regularly completes appraisals for property tax abatements as well as narrative appraisals of commercial, mixed-use, and multi-family real estate.  His clients include mortgage companies, banks, attorneys, developers, trust managers, and municipalities.  He is also  qualified as an expert witness for residential real estate in both Essex and Middlesex County Probate Courts and has successfully appeared before the Massachusetts Appellate Tax Board.

Prior to participating in the formation of Robert D. Murphy Associates, Mr. Ozahowski was a staff appraiser at Property Financial Appraisal Services, Gloucester MA., from 1987 to 1989.  Before entering the appraisal profession, he was the property manager and directed the extensive renovation of two facilities in Beverly, and was a tenured teacher in the Beverly Public Schools from 1974 to 1980.

On behalf of the Greater Boston Chapter of the Appraisal Institute he has served as a Director of the Greater Boston Chapter, Chair of the Associates Guidance Committee, on a Residential Review Committee, and as an officer on the Nomination Committee.  Mr Ozahowski is also a frequent attendee at workshops sponsored by the Essex County Chapter of the Massachusetts Association of Assessing Officers, and has taken several of the courses required for the MAA designation.

Mr. Ozahowski graduated Magna Cum Laude with a B.S. in Business Education from Salem State College.  He is a Certified Residential Real Estate Appraiser in Massachusetts (#304).  He has been approved to appraise for the U.S. Department of Veteran Affairs (VA loans) and the U.S. Department of Housing and Urban Development (FHA loans).  Mr. Ozahowski is currently the Principal Assessor for the Town of Wenham, Chairman of the Hamilton MA Board of Assessors, Chairman of the Hamilton-Wenham Recreation Board, and the immediate past President of the Hamilton-Wenham Youth Soccer Association.



Pat is the Managing Partner responsible for all fiscal, human resource, and IT aspects of this company. She is a Certified Residential Real Estate Appraiser in Massachusetts (#39). Prior to joining Robert D. Murphy Associates, Inc, Ms. Mahon was the Vice President of Human Resources at White Horse Productions, Inc., an entertainment and real estate venture.

Ms. Mahon’s educational background is in Psychology and Education. She has worked as a Social Worker, ELA teacher, and education administrator.

Pat has served as a member and or officer of a number of community organizations, including: the Zoning Board of Appeals for the City of Beverly , past president of the Beverly Improvement Society and Beverly Garden Club, Beverly Main Streets and the Cambridge Community Learning Center.